Everyday money
Take-home pay, GST, compound interest, savings goals, car loans, personal loans and HELP repayments.
Calculators
Pay calculator
Estimate take-home pay from an annual, monthly, fortnightly, weekly or hourly figure, using official resident tax rates.
Compound interest calculator
See how a lump sum and regular contributions can grow at a compounding rate you choose.
GST calculator
Add or remove Australia's official 10% GST, rounded to the nearest cent.
Car loan calculator
Weekly, fortnightly or monthly car loan repayments and total interest.
Personal loan calculator
Weekly, fortnightly or monthly personal loan repayments and total interest.
HELP repayment calculator
Compulsory HELP and study loan repayments using official 2025-26 and 2026-27 thresholds.
Savings goal calculator
The regular contribution, or time, that may be needed to reach a savings target.
Guides
Medicare levy and Medicare levy surcharge: rates, thresholds and who pays
How Australia's 2% Medicare levy works, official low-income reduction thresholds, and the Medicare levy surcharge rates and income tests for 2025-26 and 2026-27.
Work-related deductions and the $1,000 standard deduction from 2026-27
How Australia's $1,000 standard deduction for work-related expenses works from 2026-27, who is eligible, what still needs records, and how it interacts with itemised claims.
Working from home and car expenses after the $1,000 standard deduction
How to claim working from home and car expenses in Australia from 2026-27, including the standard deduction, the cents-per-kilometre rate of 91c, and the fixed-rate method.
ETFs vs managed funds: how they differ, fees, trading and tax statements
How Australian ETFs and unlisted managed funds differ, including how you buy and sell, fees, tracking an index, physical versus synthetic structures, and tax statements. No product list.