Tax
Income tax, take-home pay, capital gains, dividends and franking credits, negative gearing, the Medicare levy and work-related deductions, using official ATO and Treasury figures where they have been published.
Calculators
Pay calculator
Estimate take-home pay from an annual, monthly, fortnightly, weekly or hourly figure, using official resident tax rates.
Income tax calculator
Work out income tax, the low income tax offset and the Medicare levy for 2025-26 and 2026-27.
GST calculator
Add or remove Australia's official 10% GST, rounded to the nearest cent.
Capital gains tax calculator
Current 50% discount rules, losses first, and a labelled estimate of post-1 July 2027 indexation and the 30% minimum tax, including crypto.
HELP repayment calculator
Compulsory HELP and study loan repayments using official 2025-26 and 2026-27 thresholds.
Negative gearing calculator
The tax effect of a rental loss under the current rules, and the 2027-28 quarantine for many established dwellings.
Guides
CGT calculator: old rules vs new rules for shares, property and crypto
How Australia's 50% CGT discount compares with cost base indexation and the 30% minimum tax from 1 July 2027, for shares, investment property and crypto, including the transitional market-value split.
How negative gearing works in Australia under the current rules
How negative gearing works in Australia today: what a rental loss is, which expenses are deductible, how the tax saving is calculated, and what changes from 1 July 2027.
Main residence CGT exemption: the 6-year absence rule and partial exemptions
How Australia's main residence CGT exemption works, including the 6-year absence rule, partial exemptions for renting or a home business, and the first-used-to-produce-income rule.
Medicare levy and Medicare levy surcharge: rates, thresholds and who pays
How Australia's 2% Medicare levy works, official low-income reduction thresholds, and the Medicare levy surcharge rates and income tests for 2025-26 and 2026-27.
Negative gearing and CGT changes from 1 July 2027, explained
What Australia's 2027 negative gearing and capital gains tax changes actually do, who is grandfathered, how indexation and the 30% minimum tax work, and what is still to be settled.
Is my investment property grandfathered under the 2027 negative gearing changes?
Who is grandfathered under Australia's 2027 negative gearing changes, how the 12 May 2026 cut-off works, what happens if you bought after Budget night, and when later transfers can keep the old treatment.
New builds vs established property after 2027: what changes for investors
How negative gearing and CGT will differ for new builds and established property from 1 July 2027, and why the legal definition of a new residential dwelling is still proposed rather than settled.
Work-related deductions and the $1,000 standard deduction from 2026-27
How Australia's $1,000 standard deduction for work-related expenses works from 2026-27, who is eligible, what still needs records, and how it interacts with itemised claims.
Working from home and car expenses after the $1,000 standard deduction
How to claim working from home and car expenses in Australia from 2026-27, including the standard deduction, the cents-per-kilometre rate of 91c, and the fixed-rate method.
Debt recycling: how the interest deduction actually works
What debt recycling means in Australia, how the ATO treats interest when loan funds are used for a rental property or for private spending, and the records and risks involved.
Division 296 tax on super balances over $3 million: current law from 1 July 2026
How Division 296 tax works from 1 July 2026, including the $3 million and $10 million thresholds, the official earnings-proportion method, the 2026-27 transitional rule and the ATO's Jordan and Kelly examples.
Franking credits: how they work, the refund and the 45-day rule
How Australian franking credits work, including the 30/70 and 25/75 calculations, refunds of excess credits, the $5,000 holding-period threshold and the 45-day rule.
ETFs vs managed funds: how they differ, fees, trading and tax statements
How Australian ETFs and unlisted managed funds differ, including how you buy and sell, fees, tracking an index, physical versus synthetic structures, and tax statements. No product list.
Tax on shares and dividends in Australia
How Australia taxes dividends, franking credits and share sales, including the 50% CGT discount, capital losses, and the ATO's distinction between share investing and share trading.