General advice warning and affiliate disclosure

Last reviewed November 2026.

General information warning

The information, calculators and guides on Never Lose Interest are general information only. They are not personal advice, tax advice, credit advice or financial product advice. They do not take into account your objectives, financial situation or needs.

You should consider whether the information is appropriate for you. For advice about your situation, speak with a registered tax agent or a financial adviser who holds an Australian financial services licence.

Calculators produce estimates from the figures you enter and from official rates and thresholds that were published at the time of the last review. They are not a tax assessment, a loan offer or a government decision. Results can differ from a payslip, a lender's serviceability assessment, an ATO assessment or a state revenue office assessment.

Official rates, thresholds and laws can change. Check the ATO, Treasury, Services Australia, your state or territory revenue office, or your lender before you rely on a result. Where a calculator uses an assumption, a prior-year figure, or an estimate of a method that is not fully set out by the official source, that is labelled on the page.

Never Lose Interest is not the ATO, Treasury, Services Australia, a state or territory revenue office, a bank or a lender, and it is not endorsed by those bodies. It is not a financial services licensee and does not provide personal financial product advice.

Affiliate and advertising disclosure

This site may in future include advertising, or affiliate and referral links to products or services. If it does, Never Lose Interest may receive a commission or fee if you click a link or take up a product. That will not change the price you pay unless the page says otherwise. Any such link or advertisement will be disclosed near the link, or in the relevant article, in plain language.

Editorial decisions about calculators and guides are not sold. Where a figure is official, the source is cited. Advertisers and affiliates do not choose those figures.

At the time this page was last reviewed, advertising slots on the site were not live and no affiliate links were in use.

This page is intended to give a clear, prominent warning that the material is general information, and to explain how commercial relationships will be disclosed if they are introduced, in line with Australian expectations for that kind of disclosure.